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An Overview of the Non-Lucrative Visa Process for Expats in Spain

Are you planning on starting a new chapter of your life in Spain but not sure where to begin since Brexit ? The non-lucrative visa offers a fantastic opportunity for expats to live in this vibrant and culturally rich country. Whether you are planning to retire, take a sabbatical, or simply experience a change of scenery, this visa provides a pathway for individuals who wish to reside in Spain without engaging in any work or professional activities. In this blog post, the Camerons team will provide you with an overview of the non-lucrative visa process, along with some helpful tips to get started.

Understanding the Non-Lucrative Visa:

The non-lucrative visa, aimed at retirees, is a residence permit that allows individuals from outside of the EU to live in Spain for 1-5 years without applying for permanent residency. The years during this Visa do count towards your 5 year residency which is a bonus should you wish to become a permanent resident of Spain. Should you wish to extend your Visa for additional years, you are obliged to stay in Spain for at least 6 months of that year since you will be a tax resident of Spain. This visa grants you the freedom to explore the beauty of Spain while enjoying its rich culture, history, and cuisine.

Eligibility Criteria:

To qualify for the non-lucrative visa, you need to meet certain requirements. These typically include:

A. You cannot be employed to qualify for this Visa hence it is aimed at retirees. You can, however, earn an ‘income’ from other means such as property rental, investments and pensions, but you cannot be employed by a company.

B. Proof of sufficient funds: You must demonstrate that you have a stable income or sufficient savings to support yourself financially during your stay in Spain. The Main applicant needs to show evidence of an income,savings or a combination of these which totals €28,200 or more per year with each additional family member of €7,200 extra per year.

C. Health insurance: You need to have comprehensive health insurance coverage that is valid in Spain for a minimum of 12 months. We work with specialist health insurance companies which can provide a free no obligation quote.

D. Clean criminal record: Applicants must provide a police clearance certificate from their home country for the previous 5 years.

E. Medical certificate: A medical certificate issued by a recognized authority stating that you do not have any contagious diseases.

Application Process:

The application process for the non-lucrative visa involves several steps:

  1. Gathering required documents: This includes a valid passport, proof of income, health insurance documents, criminal record certificate, medical certificate, and a completed application form.
  2. Scheduling an appointment: Contact the Spanish consulate or embassy in your home country, if you need help arranging this Camerons can put you in touch with a range of Solicitors based in Spain and you can have a no obligation conversation on the phone or over a video call should you wish to discuss this in more detail.
  3. Submitting your application: Attend the appointment and submit all the required documents. There may be a fee to pay at this stage but it is best to check with your solicitor.
  4. Waiting for approval: The processing time for the non-lucrative visa can vary, but it usually takes a few weeks to a few months. It is advisable to be patient and plan accordingly since you cannot enter Spain until you have received your Visa.

Helpful Tips:

To make the non-lucrative visa process smoother and your move to Spain , consider the following tips:

  1. Start early: Begin the application process well in advance of your intended travel date to allow sufficient time for any unforeseen delays or additional requirements.
  2. Thoroughly research the requirements: Familiarise yourself with the specific requirements of the non-lucrative visa and ensure you have all the necessary documents ready.
  3. Seek professional assistance: If you find the application process overwhelming or confusing, consider consulting an immigration lawyer or specialist who can guide you through the process.
  4. Learn Spanish: Although not mandatory, having a basic understanding of the Spanish language can greatly enhance your experience and integration into the local community.
  5. Plan your finances: Ensure you have enough funds (this is not the required amount for the visa but a general tip for every day expenditure) yourself during your stay in Spain, as you will not be allowed to work.

The non-lucrative visa process for expats in Spain opens up a world of opportunities for individuals seeking a new adventure or a change of pace. By understanding the requirements, following the application process, and planning ahead, you can make your dream of living in Spain a reality. Embrace the rich culture, breathtaking landscapes, and warm hospitality Spain has to offer as you embark on this exciting journey. For any more questions contact a member of the Camerons team today !

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